Terms & Conditions

1. Acceptance of Terms

By accessing or using the website, mobile applications, or related services provided by Alpha Omega Financial Group (the "Services"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree, you must not use the Services.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract under the laws of your country of residence. By using the Services you represent and warrant that you meet these requirements.

3. Account registration

You agree to provide accurate, current, and complete information when creating an account and to keep it updated. You are responsible for all activity occurring under your account and for safeguarding your credentials. Notify us immediately of any unauthorised use.

4. Acceptable use

• Do not use the Services for any unlawful purpose, including market manipulation, money laundering, or terrorism financing.
• Do not interfere with the integrity, security, or performance of the Services.
• Do not reverse-engineer, scrape, or attempt to gain unauthorised access to any part of the Services or underlying infrastructure.
• Do not impersonate any person or entity or misrepresent your affiliation.

5. Financial information disclaimer

Information published through the Services -- including market commentary, analyses, and educational materials -- is provided for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. You are solely responsible for your investment decisions and should obtain independent advice where appropriate.

6. Intellectual property

All content, software, trademarks, and other intellectual property associated with the Services are owned by or licensed to Alpha Omega Financial Group and are protected by applicable intellectual-property laws. You receive a limited, non-exclusive, non-transferable licence to access and use the Services in accordance with these Terms.

7. Subscription, fees, and payment

Some features may require a paid subscription. Fees, billing cycles, and accepted payment methods are disclosed at the point of purchase. Subscriptions auto-renew unless cancelled before the renewal date. Refunds, where applicable, are governed by our Refund Policy.

8. Suspension and termination

We may suspend or terminate your access to the Services, with or without notice, if you breach these Terms, applicable law, or pose a risk to other users or the integrity of the Services. You may close your account at any time via the account settings.

9. Limitation of liability

To the maximum extent permitted by Greek and EU law, our aggregate liability arising out of or in connection with the Services shall not exceed the fees paid by you in the twelve months preceding the event giving rise to the claim. We are not liable for indirect, incidental, special, consequential, or punitive damages.

10. Governing law and jurisdiction

These Terms are governed by Greek law. Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of Athens, Greece, without prejudice to any mandatory consumer-protection rights you may have under the law of your country of residence.

11. Changes to these Terms

We may amend these Terms from time to time. Material changes will be notified through the Services with reasonable advance notice and, where required, we will request renewed acceptance.

This document is template-grade boilerplate. It must be reviewed by qualified legal counsel before being relied upon for any specific deployment.